An insider look at Car insurance

Find out about car insurance

By knowing how the industry works you can get better payouts, cheaper premiums and know how to get claims settled more quickly.

An insider from the insurance industry gives us a in depth look at how insurance companies work.

Whiplash claims

Much has been made of recent developments relating to high insurance premiums. Insurers are citing a huge increase in the amounts they are paying out for injury claims. So lets look at this trend and see what we can all do to avoid high insurance premiums in the future.

It would appear that even small bumps can lead to whiplash claims plus there is an increasing trend of staged accidents which are set up soley to benefit from a whiplash claim.

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We look at how to get the cheapest car insurance.

It seems that when it comes to car insurance there are winner and then there are losers.

We will take a look at some of the factors used to calculate the premium and hopefully give a few ideas and insights on how to get the cheapest car insurance deal you can.

Insurers work in a similar way across the world but this article has been written based on 14 years of experience working within the UK insurance industry.

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Cheap Car insurance quotes for modified cars.

Here is a long overdue article on an often overlooked aspect of Car insurance. Car insurance – all policies state “Has the car been modified, altered or adapted from the manufacturers original specification or has it been tuned.

All insurers need to know if a car has been modified. The stats of the insurers generally show that modified cars are involved in more claims, not just accidents but there is a greater likely hood of the car being stolen.

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How do insurance companies calculate their prices?

How insurance calculate risk. "Insuring you get the best deal" How do insurance companies work out their premiums and why […]

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Todays featured car tuning articles

Hybrid turbos

As a rule the turbo engines are stronger than the NASP equivalents and are able to handle substantial power gains.

The key thing in a turbo engine is the flow rate that can be generated and this depends largely on the internal profiles of the impellers inside the turbo.

Read the full guide...

Dry sumps

Guide to Dry sump engine conversions we look at the advantages and disadvantages and discuss why you would want to convert to a dry sump. A conventional sump is a reservoir at the bottom of the engine from where oil is pumped around the engine. The dry sump relocated this reservoir and offers more efficient lubrication. 

Read the full guide...

Gaining power from the addition of an intercooler

One problem with a Turbo is the close proximity of the cold intake charge with the hot exhaust temperatures within the turbo.

Don’t forget that a big air intake heat rise comes from the actual compression of air so even supercharged engine will benefit from an intercooler.

If you have ever felt the nozzle on a tyre pump you will realise that when air is compressed it gains heat.

Read the full guide...

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