By knowing how the industry works you can get better payouts, cheaper premiums and know how to get claims settled more quickly.
An insider from the insurance industry gives us a in depth look at how insurance companies work.
Much has been made of recent developments relating to high insurance premiums. Insurers are citing a huge increase in the amounts they are paying out for injury claims. So lets look at this trend and see what we can all do to avoid high insurance premiums in the future.
It would appear that even small bumps can lead to whiplash claims plus there is an increasing trend of staged accidents which are set up soley to benefit from a whiplash claim.
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It seems that when it comes to car insurance there are winner and then there are losers.
We will take a look at some of the factors used to calculate the premium and hopefully give a few ideas and insights on how to get the cheapest car insurance deal you can.
Insurers work in a similar way across the world but this article has been written based on 14 years of experience working within the UK insurance industry.
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Here is a long overdue article on an often overlooked aspect of Car insurance. Car insurance – all policies state “Has the car been modified, altered or adapted from the manufacturers original specification or has it been tuned.
All insurers need to know if a car has been modified. The stats of the insurers generally show that modified cars are involved in more claims, not just accidents but there is a greater likely hood of the car being stolen.
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How insurance calculate risk. "Insuring you get the best deal" How do insurance companies work out their premiums and why […]
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We look at fuel surge tanks explaining what they are, how they work and the typical scenarios where you really need them like when cornering with low fuel in your tank, or to keep up with engine fuel demand on heavy load applications.
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Lightening the flywheel – the flywheel works in a similar way to the wheel in the toy cars you used to rev up and release and let it zoom off. The heavy wheel located between the engine and the gearbox builds up rotational force with speed and momentum.
Effectively storing the energy and helping the car resist changes in engine speed – good for cruising at a steady speed but bad when you need a fast engine response.
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From a diesel perspective, anything that isn’t turbocharged is a waste of time from a tuning point of view. Similarly, anything that isn’t using electronically managed direct injection is a pointless tuning proposal so we are somewhat limited to modern Turbo Diesels.
Get rid of those two ointment bound flies and things get more interesting
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