By knowing how the industry works you can get better payouts, cheaper premiums and know how to get claims settled more quickly.
An insider from the insurance industry gives us a in depth look at how insurance companies work.
Much has been made of recent developments relating to high insurance premiums. Insurers are citing a huge increase in the amounts they are paying out for injury claims. So lets look at this trend and see what we can all do to avoid high insurance premiums in the future.
It would appear that even small bumps can lead to whiplash claims plus there is an increasing trend of staged accidents which are set up soley to benefit from a whiplash claim.
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It seems that when it comes to car insurance there are winner and then there are losers.
We will take a look at some of the factors used to calculate the premium and hopefully give a few ideas and insights on how to get the cheapest car insurance deal you can.
Insurers work in a similar way across the world but this article has been written based on 14 years of experience working within the UK insurance industry.
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Here is a long overdue article on an often overlooked aspect of Car insurance. Car insurance – all policies state “Has the car been modified, altered or adapted from the manufacturers original specification or has it been tuned.
All insurers need to know if a car has been modified. The stats of the insurers generally show that modified cars are involved in more claims, not just accidents but there is a greater likely hood of the car being stolen.
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How insurance calculate risk. "Insuring you get the best deal" How do insurance companies work out their premiums and why […]
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Compensation Claims
No win no fee Accident compensation claims negotiate higher payouts Read More...
When your DPF filter blocks up you face large repair bills, follow our tips to ensure your DPF clears. Some simple driving style tips and additive suggestions will make a massive difference to your DPF filter and promote smooth running of your car.
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A popular modification with Torquecars members involves a complete engine swap and remains one of the most cost effective modifications you can do.
As long as there is sufficient space in the engine bay any engine can be made to work in any car although in most cases the work involved is prohibitive to say the least.
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The particulate filter is a stand alone unit. It is located upstream of the cat in the exhaust system and its purpose is to remove soot particles from the gas stream. The cat the proceeds to do its usual job of converting CO to CO2 and is in no way dependent or relied upon by the particulate filter.
In diesels the cats are two way devices and run in unregulated mode (ie. no O2 sensor like a petrol car).
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We accept no responsibility for damage caused due to following a recommendation made on this site or in the forum. It is your responsibility to check and verify any car tuning tip, car styling tip or other articles content with a qualified mechanic before undertaking work or following instructions. Something suitable for one model of car may be completely unsuitable for another - so we can only give generic theory.
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