Your first car insurance

obi_waynne

Administrator
Staff member
Moderator
Points
1,157
Location
Deal, Kent UK
Car
A3 1.4 TFSI 150 COD
How much was your first car insurance premium?

I paid £550 for 8 months cover on a Renault 9 TLE 1.3! (It was about 10 years old when I got the car!)
 

davalav

Pro Tuner
Points
387
Location
Essex, England
Car
Mini Cooper S R56
£1979 a year.... Not too bad considering, a lady from enother company stated ' I'm sorry for the high premium, but your car is listed as a HIGH PERFORMANCE vehicle...' Of course I laughed at her. Still.... its a alot of money.
 

jc denton

Track Warrior
Points
0
Location
Everywhere
Car
MR2
Through the roof! over £800 for a diesel fiesta nearly ten years ago.

MR2 is £241 per year, Lude is something like £35 per month, Audi is £300 per year.
 

pgarner

TC ModFather
Points
417
Location
Lockerbie, SW Scotland
Car
Octy smoke machine
im my own name 1.4 civic with alloys and induction kit, i was 19 in my defence passed test 6 months earlier. £1300. was supposed to be £900 until i added the wheels and filter
 

seppo

Wrench Pro
Points
11
Location
Bergen, Norway
Car
Volvo s60 2002 2.0t
With the discount I get from being a member of the engineering and technolgy organization in Norway (computer engineering student) I pay almost NOK 11 000 a year which is roughly £1200. Car is a stock 2002 Volvo s60. Never crashed and no upgrades to the car.

I don't know how the insurance works in England, but in Norway you insure the car and not the driver. What I've got is called a "part-hull"-insurance which only covers things like theft, fire and the cost if I hit someone else's property. I won't get anything back for my car if it gets damaged from crashing, rolling over or from driving of the road.

Full-hull insurance would cost me £2200 a year which is almost twice as much.
 

RichiesTrucking

Torque Junkie
Points
22
Location
Falkirk, Scotland
Car
VR4 legnum
With the discount I get from being a member of the engineering and technolgy organization in Norway (computer engineering student) I pay almost NOK 11 000 a year which is roughly £1200. Car is a stock 2002 Volvo s60. Never crashed and no upgrades to the car.

I don't know how the insurance works in England, but in Norway you insure the car and not the driver. What I've got is called a "part-hull"-insurance which only covers things like theft, fire and the cost if I hit someone else's property. I won't get anything back for my car if it gets damaged from crashing, rolling over or from driving of the road.

Full-hull insurance would cost me £2200 a year which is almost twice as much.
our equivalent would be:
'third party only' which covers damage to the other persons property and nothing on your own car including theft
'third party fire and theft' which is obvious
'fully comprehensive' which covers your own car too
 

stamford

Pro Tuner
Points
392
Location
Hampshire
Car
MG ZS200
I cannot remember that far back! £150 ish I think it was for a Marina van of 1973 vintage, was a ten year old car at the time. Would have been TPF&T as FC was alot back then.
 

gp93

Newbie
Points
6
Location
milky way
Car
106 1.4 xrd 1993
£500 L reg 1.3 escort in 2003. Bought for £180 at auction.
Shockinng figures really. Probably worse/more for new drivers now.
 

jarrus

Pro Tuner
Points
337
Location
West Midlands, UK
Car
Suzuki Swift Sport
Bought my 306 for £3000 about 5 years ago and paid £1700 for my first years insurance when I was 18, that was on my own, no parents were on my insurance....

Not bad on the whole really,
 

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