Car pulled up next to us at the motorway services, the passenger flings open the door and the wind takes it smashing it into the side of our car leaving an impressive dent!
I can get this sort of damage fixed in a day for around £75 so we "agreed to not use insurance".
A few days later I get a call from his insurers wanting to take it to their approved repairers. It will be in for 4-5 days and I'll have a hire car while it's in. The approved repairer will likely charge £300-400 for the repair! In all this claim will be around £1000.
I asked the insurers if I could use my own repairer and they were quite insistent that I use their one as they give a 5 year guarantee! I might just ask for cash in lieu of repairs and do my own thing anyway!
It's crazy really. I'm one of the few people who can save a fortune on repairs and will be happy for a cheaper job and no hire car as it's only a day long and i'm pretty much forced to use the system.
I was also asked if there were any injuries sustained by me or my passenger! Routine question but it was quite funny really!
I can get this sort of damage fixed in a day for around £75 so we "agreed to not use insurance".
A few days later I get a call from his insurers wanting to take it to their approved repairers. It will be in for 4-5 days and I'll have a hire car while it's in. The approved repairer will likely charge £300-400 for the repair! In all this claim will be around £1000.
I asked the insurers if I could use my own repairer and they were quite insistent that I use their one as they give a 5 year guarantee! I might just ask for cash in lieu of repairs and do my own thing anyway!
It's crazy really. I'm one of the few people who can save a fortune on repairs and will be happy for a cheaper job and no hire car as it's only a day long and i'm pretty much forced to use the system.
I was also asked if there were any injuries sustained by me or my passenger! Routine question but it was quite funny really!