pgarner
TC ModFather
Well my car insurance is due at the end of June. Rather than wait for the renewal to drop through the letter box and see how much they want to take of me this year i thought id start early on line.
checked out my current insurer ( Bell ) with my date of birth set to 27th rather than 26th as it shows as i already have a policy with them and need to call.
Price £502 down from around £650 ish. thought that was good for the extra years no claims and being a 10 month older.
then went to money supermarket and done the same ( same DOB, 1 day out ) gave them the same details
admiral came out on top with £430, but more info needed
next was Auto direct with £924 :sad2:
worst was yet to come scrolling down through the list 36 out of 71 were willing to give me insurance M & S was the most expensive at £3823 :amazed:
the other 35 most were not willing to give insurance due to the age of the main driver
funny thing was bell said they wouldnt insure me for the intended use of the vehicle ( business class 1 ) yet gave me it on their on page and a current customer
so went to admiral and made a new quote ( more info put it up to just over £500 ). put in my correct birthday this time along with everything the exact same £448 a year.
How do they work out the risk ? and if they all run from the basic idea or age, experience, mileage and car insurance how come i managed to get it for an 8th of the price of 1 insurance company ?
checked out my current insurer ( Bell ) with my date of birth set to 27th rather than 26th as it shows as i already have a policy with them and need to call.
Price £502 down from around £650 ish. thought that was good for the extra years no claims and being a 10 month older.
then went to money supermarket and done the same ( same DOB, 1 day out ) gave them the same details
admiral came out on top with £430, but more info needed
next was Auto direct with £924 :sad2:
worst was yet to come scrolling down through the list 36 out of 71 were willing to give me insurance M & S was the most expensive at £3823 :amazed:
the other 35 most were not willing to give insurance due to the age of the main driver
funny thing was bell said they wouldnt insure me for the intended use of the vehicle ( business class 1 ) yet gave me it on their on page and a current customer
so went to admiral and made a new quote ( more info put it up to just over £500 ). put in my correct birthday this time along with everything the exact same £448 a year.
How do they work out the risk ? and if they all run from the basic idea or age, experience, mileage and car insurance how come i managed to get it for an 8th of the price of 1 insurance company ?