Rustyboy4
Tuner
Evening all,
I would normally say good evening but sadly not this one!!! I managed to get my first speeding ticket in 6 years of driving today (Not a bad achievement) and found out that traffic cops have a vast amount of wizardry to catch you nowadays.
Having taken it on the chin, quite rightly so as there is no doubt that I as caning it which I know is not big nor clever, I am now faced with the daunting task of informing my insurer that I have joined the ranks of the criminal fraternity.
One handly little tip that your friendly local traffic cop may bestow upon you is that you do not have to inform your insurer until you have actually had the endorsement through!? This I did not know and as such I thought I would pass it on.
Given my circumstances it means that my endorsement will take about 3 months to come through (They couldn't deal with it at the road side due to the speed involved) which means that I don't have to take an insurance hike until I actually get served the notice.
Having heard this I decided to delve further as we got talking about modified cars and it turns out that some remapping companies could be advising you not to declare it to your insurer to avoid the price hike (this is obviously stupid) however if it is found to be remapped and you crash not only will your insurance not pay out you can be charged as well. Rubbing salt in the wound is the technical term. Keep in mind however no matter how small the mod, even your shiny new alloys, need to be declared or the insurer can simply refuse to pay.
The moral of the story don't get caught belting up the M6 at 99mph, better still DON'T DO IT, and if you do have any mods on your car get them declared or pay the price. Oh and for the record the two cops that stopped me we're actually all right guys so a little bit of praise aimed towards Cumbria police for being nice to me when booking me at the side of the road.
I would normally say good evening but sadly not this one!!! I managed to get my first speeding ticket in 6 years of driving today (Not a bad achievement) and found out that traffic cops have a vast amount of wizardry to catch you nowadays.
Having taken it on the chin, quite rightly so as there is no doubt that I as caning it which I know is not big nor clever, I am now faced with the daunting task of informing my insurer that I have joined the ranks of the criminal fraternity.
One handly little tip that your friendly local traffic cop may bestow upon you is that you do not have to inform your insurer until you have actually had the endorsement through!? This I did not know and as such I thought I would pass it on.
Given my circumstances it means that my endorsement will take about 3 months to come through (They couldn't deal with it at the road side due to the speed involved) which means that I don't have to take an insurance hike until I actually get served the notice.
Having heard this I decided to delve further as we got talking about modified cars and it turns out that some remapping companies could be advising you not to declare it to your insurer to avoid the price hike (this is obviously stupid) however if it is found to be remapped and you crash not only will your insurance not pay out you can be charged as well. Rubbing salt in the wound is the technical term. Keep in mind however no matter how small the mod, even your shiny new alloys, need to be declared or the insurer can simply refuse to pay.
The moral of the story don't get caught belting up the M6 at 99mph, better still DON'T DO IT, and if you do have any mods on your car get them declared or pay the price. Oh and for the record the two cops that stopped me we're actually all right guys so a little bit of praise aimed towards Cumbria police for being nice to me when booking me at the side of the road.