Car insurance secrets revealed

Find out about car insurance & avoid problems

Our tips come from an industry insider with over 14 years experience negotiating claims pay outs and obtaining cheap quotes and cover.

When you know these inside secrets of how the industry works you can get better pay outs, lower your premiums and get claims settled more quickly.

Understanding the forms insurers use, the pitfalls they will exploit to lower your pay outs, load your premiums or refuse a claim help you to avoid these pitfalls.

Whiplash claims

Much has been made of recent developments relating to high insurance premiums. Insurers are citing a huge increase in the amounts they are paying out for injury claims. So lets look at this trend and see what we can all do to avoid high insurance premiums in the future.

It would appear that even small bumps can lead to whiplash claims plus there is an increasing trend of staged accidents which are set up soley to benefit from a whiplash claim.


We look at how to get the cheapest car insurance.

It seems that when it comes to car insurance there are winner and then there are losers.

We will take a look at some of the factors used to calculate the premium and hopefully give a few ideas and insights on how to get the cheapest car insurance deal you can.

Insurers work in a similar way across the world but this article has been written based on 14 years of experience working within the UK insurance industry.


Cheap Car insurance quotes for modified cars.

Here is a long overdue article on an often overlooked aspect of Car insurance. Car insurance – all policies state “Has the car been modified, altered or adapted from the manufacturers original specification or has it been tuned.

All insurers need to know if a car has been modified. The stats of the insurers generally show that modified cars are involved in more claims, not just accidents but there is a greater likely hood of the car being stolen.


How do insurance companies calculate their prices?

How insurance calculate risk. "Insuring you get the best deal" How do insurance companies work out their premiums and why […]




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