An insider look at Car insurance

Find out about car insurance

By knowing how the industry works you can get better payouts, cheaper premiums and know how to get claims settled more quickly.

An insider from the insurance industry gives us a in depth look at how insurance companies work.

Whiplash claims

Much has been made of recent developments relating to high insurance premiums. Insurers are citing a huge increase in the amounts they are paying out for injury claims. So lets look at this trend and see what we can all do to avoid high insurance premiums in the future.

It would appear that even small bumps can lead to whiplash claims plus there is an increasing trend of staged accidents which are set up soley to benefit from a whiplash claim.

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We look at how to get the cheapest car insurance.

It seems that when it comes to car insurance there are winner and then there are losers.

We will take a look at some of the factors used to calculate the premium and hopefully give a few ideas and insights on how to get the cheapest car insurance deal you can.

Insurers work in a similar way across the world but this article has been written based on 14 years of experience working within the UK insurance industry.

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Cheap Car insurance quotes for modified cars.

Here is a long overdue article on an often overlooked aspect of Car insurance. Car insurance – all policies state “Has the car been modified, altered or adapted from the manufacturers original specification or has it been tuned.

All insurers need to know if a car has been modified. The stats of the insurers generally show that modified cars are involved in more claims, not just accidents but there is a greater likely hood of the car being stolen.

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How do insurance companies calculate their prices?

How insurance calculate risk. "Insuring you get the best deal" How do insurance companies work out their premiums and why […]

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Todays featured car tuning articles

High performance valve springs

The valves are like the doorways into the engine and control the flow of the intake air and fuel and then after combustion they control the exit of the exhaust gases.

As you can guess the valve springs work incredibly hard, and as you increase the power of your engine the valve choice is vital.

TorqueCars will now take a look at the many considerations taken into account when selecting valve springs.

Read the full guide...

Engine tuning mods for various engine types

General engine tuning tips "Tuning Modz" Engine Tuning an overview. Engine tuning depends largely on the base engine size and […]

Read the full guide...

Limited slip diffs, which LSD is best for handling.

Slip diffs "Time for something DIFFrent" Every car has a slip diff but with a few tweaks you can totally […]

Read the full guide...

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