Track day Insurance for track days to cover car & driver

obi_waynne

Administrator
Staff member
Moderator
Points
1,137
Location
Deal, Kent UK
Car
A3 1.4 TFSI 150 COD
More people are electing to enjoy their cars to the maximum in the relatively safe environment of the track. Many clubs and companies organise track days. Everything from the supercars like Porsche and Lamborghini and Ferrari right down to the home built kit cars and every day types of hot hatch and sports car in between. When you start reading the small print you will realise that there is a lot of risk involved in this. For example damage caused to the track itself may be charged to the driver involved.

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T9 man

TC ModFather
Moderator
Points
1,137
Location
London, UK
Car
Saab 9-3SS T9
I never go on the track without first taking out my track day insurance. Seen one too many accidents by wannabe Schumacher types.
 

stamford

Pro Tuner
Points
382
Location
Hampshire
Car
MG ZS200
I have to admit and say I don't take it out. Maybe I am foolish but considering the excess involved versus the value of the car I felt it wasn't worth it. I have had quotes but it wasn't enough to warrant spending the money and then still be out of pocket if the car did get damaged. No doubt a different decision if the car was worth several thousand.
 

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