that price isnt too bad actually
at 19 my civic cost me £900 to insure after i put the alloys on the premium shot up to 1300.
i drive a bora (much more discreet than the golf) mods done :
R32 DSG intake
Smoothed airbox with panel filter
Milltek Cat back exhaust
v6 valance on the rear, standard on the front both now colour coded
Porchse 911 (996 model) Brembos on the front with mintex pads and nitrac cross grooved discs
17" Audi TT sport wheels with falken 452 tyres
Carputer - does all music, videos, gps and live diagnostics through vagcom