First one I remember, as a new driver, I hit a parked car in college car park. Spoke with the owner, exchanged all details, she never pursued anything.
Bumped someone at a roundabout entrance. Got out to exchange details with the driver, his wife got out and started screaming that I'd wrecked their boot and the driver told her to shut up as he did that weeks ago on a pillar! Never pursued anything.
Same car, about a few months later, I pulled out of a side road into the path of another car.
Crash.
He drove off and never pursued anything. This was in a small town and I found out who it was and he'd been drinking heavily all day when we crashed. Probably thought he was at fault.
Wrote my car off myself.
All that was within a year of passing test.
Drove a company car into a wall, across a mini roundabout, at high speed. Policeman, when pacing out my skid marks suggested I was doing about 70mph when I was about 5ft from the wall. Bloody lucky to walk away from that (especially when I consider the person I was racing stopped about a foot behind me!)
Fast forward many years and nothing happening. My first Scooby gets hit in the rear.
I scrape the hire car across a pillar on my drive. Repaired that myself rather than disclose and get insurance hiked for the next 5 years.
Driving the wifelet's Hyundai I pulled out of my drive and hit a passing car. Exchanged details, he claimed, I claimed. Nothing major.
Come renewal time and my insurance goes down... When I ask if the incident was recorded, I'm told it was but as it was the wifelet's car, not mine, my insurance wasn't affected.
Come renewal of her insurance... Goes down. Didn't question.
I think that's it...