Motability cars

"Eligibility, conditions and details of the Motability scheme."

The Motability car scheme was introduced in the UK to assist motorists with some kind of impairment as a means to have a suitable car at a minimal cost.

Giving people the freedom to have their own car which they choose and run themselves but at a subsidised cost is a real help and removes much of the worry of car ownership costs.

Motability is a charity offering financial help and effectively subsidising the cost of owning a car.

Those eligible for the Motability Scheme, will receive one of these mobility allowances with at least 1 year length remaining in this allowance. Attendence allowance does not qualify a person to lease a car through Motability.

  • Enhanced Rate Mobility Component of Personal Independence Payment (ERMC PIP)
  • Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA)
  • Armed Forces Independence Payment (AFIP)
  • War Pensioners' Mobility Supplement (WPMS)

There are some conditions of use which forbid selling the car, sub leasing it or loaning it out. You must look after the car and the driver must hold a licence to drive and be insured to drive the car. The disabled person in the Motability entitlement must also get the benefit of using the car which does not require they always be in the car.

To get more details of the Motability scheme you should look for a local dealer that offers cars under this scheme.  They can arrange a test drive and help you to sort out the paperwork.

You do not have to be a driver to obtain a motability car but you will need to benefit from the car and nominated drivers will generally be restricted in the purposes the car can be used for such as shopping for the disabled person but not in connection with a business or profession.

Most manufacturer cars are available under the scheme, not all models will be included though but in some cases part funding options are available where you can effectively pay for an upgraded model by topping up the motability allowance you get from the scheme.

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