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Viewing: what is the best car to mod that is cheap to insure. look at it from a young driver

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Old 18-05-2011, 05:01 PM   #51 (permalink)
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Default Re: what is the best car to mod that is cheap to insure. look at it from a young driv

a punto GT is a good one to have, im sure MA will be able to help with that
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Old 18-05-2011, 05:16 PM   #52 (permalink)
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Default Re: what is the best car to mod that is cheap to insure. look at it from a young driv

If you can stomach the awful interior and cramped insides, a Starlet is a better choice tbh but you will pay more for a decent one than a decent Punto. Not that there's many decent ones of either left around. Punto is better looking too imo.

Rust is the main thing to watch out for on the Mk1 Punto nowadays. They are quick with mild fettling, cheap to tune, easy to work on and fix and cheap to run. Same goes for the Starlet though. Starlet will be more reliable but they don't have the same raw power delivery of the PGT. Both handle appallingly in stock form!
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Old 18-05-2011, 07:01 PM   #53 (permalink)
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Default Re: what is the best car to mod that is cheap to insure. look at it from a young driv

there we have it everything the man asked for the punto i feel will be some what cheaper to insure?
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Old 18-05-2011, 07:10 PM   #54 (permalink)
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Default Re: what is the best car to mod that is cheap to insure. look at it from a young driv

I imagine slightly, but neither are cheap cheap to insure for a youth. Not that it's the only deciding factor but PGT's are still insurance group 14 and the Starlets are imports so doesn't have a UK group AFAIK. You might get lucky with Starlet insurance prices.
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Old 19-05-2011, 01:32 AM   #55 (permalink)
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Default Re: what is the best car to mod that is cheap to insure. look at it from a young driv

You have 3 choices.....

Lie , bite the bullett or get creative with choice of car.

No 1 is asking fot trouble big time . Its no use not declaring mods- might as well not pay for the insurance since they wont pay a claim if you get caught

you said No 2 is out

So just leaves 3

What you want is a std car thats underated ideally a turbo or larger engine version of something which they dont think exists.

For example Nissan stageas have various 2.5l models some with half as much power as the normal one. The rare S us a totally different car which is so much quicker but the insurance people actually class them as a lower group because they are manual not auto ( no good for a young driver but the idea is the important thing )

I think the mitisbishi colt is the same -Im pretty sure there is an early imported turbo version with the same name that some insurance companies dont know about. They are more intersted in if its modded so getting an early std turbo car might be worth looking into .,
You could always get some quotes before you consider buying one,

Note I am not saying lie to them - just find a company that asks ( or doesnt ask ) the right questions
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Old 19-05-2011, 09:43 AM   #56 (permalink)
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Default Re: what is the best car to mod that is cheap to insure. look at it from a young driv

Talking of small unknown early turbo cars, the Daihatsu Charade GTti fit's quite nicely in that catagory I think, a 1.0ltr turbo that puts out about 100bhp in a tiny little body that no one really knows exists
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Old 20-05-2011, 12:55 AM   #57 (permalink)
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Default Re: what is the best car to mod that is cheap to insure. look at it from a young driv

Nice seen the starlets but assumed they woul be too pricey being jap import and turbo'd but hey give it a try tuned to 200 -300 hp apparently
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Old 20-05-2011, 01:03 AM   #58 (permalink)
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Default Re: what is the best car to mod that is cheap to insure. look at it from a young driv

There was. A 1.3 micro turbo before it was released to the uk apparently lol
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