| General car Chat Discuss general car tuning, styling and driving (Things that would also work on just about every other type of car.) This includes a new Diesel subforum along with our Polls and Styling forum. | Viewing: Money1.Safety0. 
10-11-2011, 09:06 PM
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#1 (permalink)
| | Senior member Road burner Car: 'Lude'
Join Date: Sep 2010 Location: Everywhere
Posts: 446
|  Money1.Safety0.
 Caught driving without car tax? police report you to DVLA, DVLA send you a fine, you send them a letter, end of. Caught driving without MOT? police report you to VOSA, VOSA send you a fine, you send them a letter, end of.  Caught driving without insurance? police take your car off you, you walk, you get a criminal record, you get fined & if you want your car back you have to buy insurance.
Is it just me or does this seem a little wrong? of these three legal obligations why is it that the only one which pertains to safety is only a civil offence & the one which pertains most to money & capitalization is a criminal offence...
Last edited by Loz; 10-11-2011 at 09:17 PM.
Reason: Fixed typo.
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11-11-2011, 09:22 PM
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#2 (permalink)
| | Moderator Torque King Car: E39
Join Date: Apr 2006 Location: Buckinghamshire UK
Posts: 11,311
| Re: Money1.Safety0.
Quote:
Originally Posted by jc denton  Caught driving without car tax? police report you to DVLA, DVLA send you a fine, you send them a letter, end of. Caught driving without MOT? police report you to VOSA, VOSA send you a fine, you send them a letter, end of. Caught driving without insurance? police take your car off you, you walk, you get a criminal record, you get fined & if you want your car back you have to buy insurance.
Is it just me or does this seem a little wrong? of these three legal obligations why is it that the only one which pertains to safety is only a civil offence & the one which pertains most to money & capitalization is a criminal offence... | Insurance will be nulled if your car is over three years old and does not have a current MoT certificate. It does seem a little wrong and the penalties applied seem a little out of kilter.
However, the insurer will have to fulfil your 3rd party liability even if you drive without road tax.
It seems unfair on the surface but the reason we all pay lots of money for insurance is because so many drivers choose to not bother with it.
Insurance underwriters lose money on car insurance year upon year. It's not new.
What do you suggest as an alternative?
Driving without insurance is unforgiveable. Should you injure someone you must be in a position to compensate that person for loss of quality of life, perhaps for the rest of that person's life. | |
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11-11-2011, 10:54 PM
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#3 (permalink)
| | Moderator Torque King Car: BMW E36 318is Coupe
Join Date: Dec 2007 Location: Northampton, England
Posts: 6,085
| Re: Money1.Safety0.
Quote:
Originally Posted by HDi fun Should you injure someone you must be in a position to compensate that person for loss of quality of life, perhaps for the rest of that person's life. | This. | |
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12-11-2011, 12:10 AM
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#4 (permalink)
| | Moderator Torque King Car: Saab 9-3SS T9
Join Date: Feb 2010 Location: London
Posts: 8,430
| Re: Money1.Safety0.
^^^ x2 I'm afraid! | |
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12-11-2011, 12:31 AM
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#5 (permalink)
| | Super Moderator TC Founder Car: Astra Sri Vx Line.
Join Date: Aug 2008 Location: Alone in the dark.
Posts: 16,250
| Re: Money1.Safety0.
If your caught without any of these the police can take your car off you. Quote:
Originally Posted by jc denton Caught driving without car tax? police report you to DVLA, DVLA send you a fine, you send them a letter, end of. Caught driving without MOT? police report you to VOSA, VOSA send you a fine, you send them a letter, end of. Caught driving without insurance? police take your car off you, you walk, you get a criminal record, you get fined & if you want your car back you have to buy insurance.
Is it just me or does this seem a little wrong? of these three legal obligations why is it that the only one which pertains to safety is only a civil offence & the one which pertains most to money & capitalization is a criminal offence... |
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12-11-2011, 01:07 AM
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#6 (permalink)
| | Senior member Road burner Car: 'Lude'
Join Date: Sep 2010 Location: Everywhere
Posts: 446
| Re: Money1.Safety0.
Someone I know was in a motorbike accident ( someone pulled out in front of him & admitted liability ), still it took him six years to get any kind of compensation from his insurance. He eventually settled for 12,000 rather than let it drag on any longer.
BTW, he was kicked out of the army, couldn't practice taekwondo or aikido any more & needless to say he couldn't ride any more & still lives on pain killers - 6 years later.....Was it even worth him having insurance in the first place??????
No amount of money can make up for any injury or death on the road. But of the 3 biggie's: insurance, tax & MOT, why is insurance the most penalized? surely it should be MOT as it it the only one that pertains to safety.
Personaly I don't think it makes much difference, if someone is going to get killed or injured for life its gonna happen no matter what, but why penalize people for something that has only to do with money & nothing ells?
Last edited by jc denton; 12-11-2011 at 07:47 PM.
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12-11-2011, 08:35 AM
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#7 (permalink)
| | Very Senior Member Torque Junkie Car: Bora TDI PD 170/290
Join Date: Apr 2009 Location: Rugby (expat Preston lad)
Posts: 2,180
| Re: Money1.Safety0.
I can see the point of the original post tho, penalties don't seem to be consistent. | |
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12-11-2011, 12:00 PM
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#8 (permalink)
| | Very Senior Member Torque Junkie Car: Evo 8 @ 400bhp
Join Date: Feb 2010 Location: Elgin - Scotland
Posts: 2,658
| Re: Money1.Safety0.
Or, if you didn't own a 90's Adult film star's car, then you would never get pulled!
LOL
Either way, if you have your licence and work, you will lose money hand over foot. On the other hand, if your a waste of space bum, with no licence, no job, no money and no prospects, and you committed ALL of your above statements, and DRUNK, stole a vehicle and crashed into the side wall of somones home while they were sleeping gets away SCOT FREE!!! 
Enjoy http://www.northern-scot.co.uk/Home/...se-6202963.htm
People I know know him and he got nothing for this. Probation. Don't do it again. Slap on the wrist. | |
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