| General car Chat Discuss general car tuning, styling and driving (Things that would also work on just about every other type of car.) This includes a new Diesel subforum along with our Polls and Styling forum. | Viewing: Insurance Renewal
01-02-2012, 09:29 PM
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#1 (permalink)
| | Senior member Track Warrior Car: Fiat Punto 1.2 ELX
Join Date: Aug 2010 Location: Dover, Kent
Posts: 518
| Insurance Renewal Hey all Just went on a comparison website I can't quite believe What i am seeing My current insurance works out at 3800 a year
I can get Insurance with halfords for 1700 quid!
Result |
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01-02-2012, 09:45 PM
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#2 (permalink)
| | Very Senior Member Torque master Car: Nissan Primera S.I.
Join Date: Oct 2007 Location: sheffield
Posts: 922
| Re: Insurance Renewal sometimes those comparison sites throw up some silly numbers |
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01-02-2012, 10:53 PM
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#3 (permalink)
| | Senior member Track Warrior Car: Fiat Punto 1.2 ELX
Join Date: Aug 2010 Location: Dover, Kent
Posts: 518
| Re: Insurance Renewal Its one of those insurance companies which would install an electrical box in my car to monitor my driving habits |
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01-02-2012, 10:57 PM
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#4 (permalink)
| | Administrator TC Founder Car: A4 2.0T Fsi Quattro
Join Date: Nov 2005 Location: Deal, Kent UK
Posts: 28,805
| Re: Insurance Renewal Nice but the boxes can be a pain if you take a daytime only policy out, my bro in law kept having to pay a £25 fine every time he got home after 11! |
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01-02-2012, 11:00 PM
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#5 (permalink)
| | Senior member Track Warrior Car: Fiat Punto 1.2 ELX
Join Date: Aug 2010 Location: Dover, Kent
Posts: 518
| Re: Insurance Renewal Hmm I wonder how they will take to a trip to the south of france then xD |
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01-02-2012, 11:01 PM
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#6 (permalink)
| | Senior member Track Warrior Car: Fiat Punto 1.2 ELX
Join Date: Aug 2010 Location: Dover, Kent
Posts: 518
| Re: Insurance Renewal But my Main Over joy to this is I have and extra 2000 pounds to chuck into my punto XD
P.s. Post number 400 |
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02-02-2012, 12:49 AM
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#7 (permalink)
| | Very Senior Member Torque Junkie Car: Evo 8 @ 400bhp
Join Date: Feb 2010 Location: Elgin - Scotland
Posts: 2,658
| Re: Insurance Renewal Quote:
Originally Posted by Puntopimp Hey all Just went on a comparison website I can't quite believe What i am seeing My current insurance works out at 3800 a year
I can get Insurance with halfords for 1700 quid!
Result  | 1700 sheets? Where do you live? That is expensive surly.
18 yo - Escort TD - 1400
19 yo - Escort TD - 1200
20 yo - Mazda 323 Sport - 650
21 yo - Mazda 323 Sport - 450
22 yo - Evo 8 - 1200
23 yo - Evo 8 - 1000
24 yo - Evo 8 - 800
I have never gone over my first year driving costs yet! And that was for a 14yo rust bucket of an escort!!
_______________________________________________ "Finishing second means you are the first person to lose" Gilles Villeneuve |
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02-02-2012, 01:41 AM
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#8 (permalink)
| | Senior member Track Warrior Car: Fiat Punto 1.2 ELX
Join Date: Aug 2010 Location: Dover, Kent
Posts: 518
| Re: Insurance Renewal Thats Registered at my Mother In laws address At mine its about 2 k as Dover is a Insurance Black Spot |
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04-02-2012, 09:25 PM
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#9 (permalink)
| | Moderator Torque King Car: BMW E36 318is Coupe
Join Date: Dec 2007 Location: Northampton, England
Posts: 6,085
| Re: Insurance Renewal Quote:
Originally Posted by bigbadjoe 1700 sheets? Where do you live? That is expensive surly.
18 yo - Escort TD - 1400
19 yo - Escort TD - 1200
20 yo - Mazda 323 Sport - 650
21 yo - Mazda 323 Sport - 450
22 yo - Evo 8 - 1200
23 yo - Evo 8 - 1000
24 yo - Evo 8 - 800
I have never gone over my first year driving costs yet! And that was for a 14yo rust bucket of an escort!! | Bloody hell that's cheap!
Mine would be:
18 years old - Vauxhall Corsa C 1.2 - £1200
19 years old - Vauxhall Corsa C 1.2 - £800
19 years old - Honda Civic EJ6 - £1400 (Switched half way through policy)
20 years old - Honda Civic EJ6 - £700
21 years old - Honda Civic EJ6 - £450 (although switched policy onto BMW)
22 years old - BMW E36 318is - £800
23 years old - BMW E36 318is - £1200 (all mods declared inc. supercharger)
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04-02-2012, 09:39 PM
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#10 (permalink)
| | Senior member Track Warrior Car: skyline r34 gtt
Join Date: Nov 2011 Location: england heathfield
Posts: 629
| Re: Insurance Renewal I think some companies quote stupid prices cos they dont want to insure you my worst was tesco they wanted 3500 quid tpft,no chance,we,re with a plan its about 600 fully comp,result!. |
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05-02-2012, 06:30 AM
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#11 (permalink)
| | Very Senior Member Torque Junkie Car: Evo 8 @ 400bhp
Join Date: Feb 2010 Location: Elgin - Scotland
Posts: 2,658
| Re: Insurance Renewal Prince, I think living in the arse end of no where helps some times as well with me. I mean, getting insured in Elgin, is like getting insured in Timbuktu. Although, not even joking, more people have heard of Timbuktu!!!! lol |
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05-02-2012, 10:12 AM
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#12 (permalink)
| | Moderator Torque King Car: Saab 9-3SS T9
Join Date: Feb 2010 Location: London
Posts: 8,430
| Re: Insurance Renewal Quote:
Originally Posted by bigbadjoe I mean, getting insured in Elgin, is like getting insured in Timbuktu. Although, not even joking, more people have heard of Timbuktu!!!! lol | This is true! Elgin?  |
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05-02-2012, 10:13 AM
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#13 (permalink)
| | Moderator Torque King Car: Saab 9-3SS T9
Join Date: Feb 2010 Location: London
Posts: 8,430
| Re: Insurance Renewal Quote:
Originally Posted by Puntopimp But my Main Over joy to this is I have and extra 2000 pounds to chuck into my punto XD
P.s. Post number 400  | Congratulations on making it to 400 posts PP |
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05-02-2012, 11:21 AM
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#14 (permalink)
| | Very Senior Member Torque Junkie Car: Evo 8 @ 400bhp
Join Date: Feb 2010 Location: Elgin - Scotland
Posts: 2,658
| Re: Insurance Renewal Tom Tom - Welcome. Please select your destination
Joe - Elgin
Tom Tom - Where? |
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05-02-2012, 01:22 PM
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#15 (permalink)
| | Senior member Track Warrior Car: Fiat Punto 1.2 ELX
Join Date: Aug 2010 Location: Dover, Kent
Posts: 518
| Re: Insurance Renewal My postcode doesn't yet exist on systems xD |
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05-02-2012, 02:00 PM
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#16 (permalink)
| | Moderator Torque King Car: E39
Join Date: Apr 2006 Location: Buckinghamshire UK
Posts: 11,311
| Re: Insurance Renewal The variance across different insurers is unbelievable. There are also some very bad underwriters out there who'll happily take your money but once a claim situation arises they leave you to sort it all out yourself.
I am currently driving a 528i; insured with Privilege. Just under £400 is very good really I think. This includes business use; unlimited mileage; legal cover; windscreen cover; protected no claims; guaranteed like for like hire car and breakdown cover.
I'm 41 and I do think that young drivers are being priced to the point that many will not bother with insurance at all. Which is unfair on everyone. |
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05-02-2012, 11:03 PM
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#17 (permalink)
| | Loyal Member Power tuner Car: 406 HDi 125bhp
Join Date: Dec 2009 Location: Rep Ireland, Donegal.
Posts: 110
| Re: Insurance Renewal 19yo fait punto 1.2 - 1900uro
19yo pug 406 2.0 - 900stg
20yo " " " - 750stg
21 660stg
22 630stg
23 630stg
24 with full ncb in same car and same company 1100stg!!!!!!!!!!!!!! whats up? |
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06-02-2012, 11:10 PM
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#18 (permalink)
| | Super Moderator TC Founder Car: Astra Sri Vx Line.
Join Date: Aug 2008 Location: Alone in the dark.
Posts: 16,250
| Re: Insurance Renewal You need to shop around. Quote:
Originally Posted by petescustompipes 19yo fait punto 1.2 - 1900uro
19yo pug 406 2.0 - 900stg
20yo " " " - 750stg
21 660stg
22 630stg
23 630stg
24 with full ncb in same car and same company 1100stg!!!!!!!!!!!!!! whats up? | |
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19-02-2012, 02:50 PM
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#19 (permalink)
| | Loyal Member Power tuner Car: 406 HDi 125bhp
Join Date: Dec 2009 Location: Rep Ireland, Donegal.
Posts: 110
| Re: Insurance Renewal thats it,they are the cheapest company over here. |
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