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01-07-2008, 10:22 AM
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#1 (permalink)
| | Senior member
Oct Nurburgring Champ Track Warrior Car: Honda NSR 125R
Join Date: Jun 2008
Posts: 687
|  insurance
i know like, a saxo vtr is like,,, insurance group 6 i think, an an audi a4 1.8 is 13.
now the thing i dont know is what does the 13D or 13E mean, what do the letters stand for and why is it not on every level, i.e. 1 through to 20. or is it? i dont know. can some one explain it to me please | 
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01-07-2008, 11:01 AM
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#2 (permalink)
| | Loyal Member Power tuner Car: Golf GT TDI Sport
Join Date: Oct 2007 Location: Manchester
Posts: 247
| Re: insurance
As far as I know, basically it cuts up the insurance more. So, if a Honda Civic Type R was say, group 16, and a... erm... Audi TT (For example) was also group 16, the Audi would still cost more than the Honda, because the Civic might be a 16D, and the Audi may be 16A
Basically its so the ****ers can fleece you more accurately. | 
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01-07-2008, 11:20 AM
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#3 (permalink)
| | Senior member
Oct Nurburgring Champ Track Warrior Car: Honda NSR 125R
Join Date: Jun 2008
Posts: 687
| Re: insurance
so a 13a would be lower cost than a 13e? | |
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01-07-2008, 11:26 AM
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#4 (permalink)
| | Loyal Member Power tuner Car: Golf GT TDI Sport
Join Date: Oct 2007 Location: Manchester
Posts: 247
| Re: insurance
Quote:
Originally Posted by steve09  so a 13a would be lower cost than a 13e? | Would be higher cost :/  | |
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01-07-2008, 12:58 PM
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#5 (permalink)
| | Senior member
Oct Nurburgring Champ Track Warrior Car: Honda NSR 125R
Join Date: Jun 2008
Posts: 687
| Re: insurance
ah i see now
Last edited by steve09; 01-07-2008 at 01:01 PM..
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01-07-2008, 02:03 PM
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#6 (permalink)
| | Administrator Torque King Car: A3 1.8T Sport
Join Date: Nov 2005 Location: Deal, Kent UK
Posts: 9,907
| Re: insurance
It depends on the insurer sometimes they are terms. IE: Give a quote as per a group 15 car but only for drivers with 3 years no claims bonus and over 21.
The terms may also be higher loadings for certain age groups or higher excesses.
Years ago there were 9 groups now there are 20 and some insurers seems to want to increase this further!
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I stepped in a plate of Pasta the other day - now I have to worry about my Carbonara footprint! | |
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01-07-2008, 05:40 PM
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#7 (permalink)
| | Super Moderator Torque Junkie Car: VW Bora (184.6bhp)
Join Date: Jul 2007 Location: Lockerbie, SW Scotland
Posts: 3,397
| Re: insurance
yeah there was a plan to increase it to 50. with no letters
__________________ Good news !! Winter is on the way !! | |
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01-07-2008, 06:08 PM
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#8 (permalink)
| | Very Senior Member The Torque Meister Car: 1999 Civic Coupe
Join Date: Dec 2007 Location: Northampton, England
Posts: 1,885
| Re: insurance
It will just get ridiculous eventually! I'm already insurance group 14!!
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JDM For Life! | |
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01-07-2008, 07:42 PM
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#9 (permalink)
| | Moderator Torque Junkie Car: Peugeot 406
Join Date: Apr 2006 Location: SOUTH EAST
Posts: 2,585
| Re: insurance
There used to be only 9 groups | |
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