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Originally Posted by Shao  But if the insurance is too expensive for the younger drivers then some will just not bother getting any and still drive....... |
Sadly some do this. People don't realise what the consequences are.
You won't be able to get tax and the car will be flagged up and pulled at the first opportunity. The penalties are pretty steep and the conviction "using a car uninsured against third party risks" will pretty much stop you from getting insurance for a few years as many insurers take a very dim view.
The owner of the car has to decide weather you took the car without permission making it a taking without consent conviction, or he can say he gave permission and accept an "aiding abetting counselling or procuring conviction" for driving without insurance also.
Plus if you have an accident you are potentially going to get sued for the damage and injuries cause as insurers recover their outlay.