[pgarner]

hey and welcome
£1900 aint bad for a 17yo with noting in the NCB dept. my civic at 19 was costing £1300 with just alloys on. that was with no NCB as had been insured as a named driver

as for the past plus def do it. some insurance companies will only give you 10% some 25% ( same as what most insurance companies will give you or 1 year NCB ) also add you mum to the insurance this can save a huge amount ( remember that females get cheaper insurance as well as if shes been driving for xx years the experience will also count


Wait for a year like prince says as after you have been driving and gain some NCB then your insurance will heaily drop. like i said my civic was costing me £1300 to begin with after 3 years it was down to £400 that was with induction kit ecotek valve sports cat and alloys declared.

also try looking around for companies that offer a 10 month bonus accelerator. when your policy lasts just 10 months but you gain 1 years NCB. you will pay slightly more than 10months worth of a full year. as well as ( i know this is going to sound really hard for you but it helps after premiums drop a bit ) pay the policy in full and you will save quite a bit. just know im paying just over £600 for my bora with business class 1. i payed it off in full it saved me nearly £150 by putting it on a credit card and paying it off through that (0% interest compared to around what ever the insurance company wanted


try giving bell direct a call there good with young drivers like most they dont like modifications thou