Well for us in the US, insurance depends on many factors. Area, model, method of purchase, year, and so on. Insurance would be cheaper if you bought the car without borrowing any money from the bank than it would be by borrowing. Generally the cars a lot as well, so I'd need to save up money for quite a while.
Generally, any car can be bought. I mean, if you can afford it that is. Usually insurance is much cheaper in the suburban areas than it is in the City, thats the other reason I wont be getting a car any time soon. Insurance here costs 4000 dollars a year... and were not rich
. I realize customizing cars is quite expensive.