[Prince]

I refuse to use companies that have foreign call centres. How can it be good customer service if the person on the other end of the phone can't understand what I'm saying?! It'd probably be very difficult to make a claim with these companies! I don't have any 'making a claim' experience yet, and being a student, I've gotta try and find the cheapest deal.

Also, if your looking to modify the car, make sure you deal with a company that will allow you to do so. A lot of companies deal through other insurance companies meaning if you want to modify your car, you may have to have a mid-term transfer, another factor to consider when even buying a new car.