It's like that in a way. What you'll find is that they'll just not insure you or your car at all if the underwriters deem it to be an excessive risk on their respective parts.
I submitted a couple of ficticious quote requests online, just for fun. Porsche 911 and Jaguar XKR. Both came out under £800. At 37 yrs age I suppose they see me as half sensible.
But I wonder if the price would be that if I bought the car and took up the policy? |