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If your looking to drop the price of your insurance get an auntie or mum to be on the policy, either as the holder or named driver and watch the price drop! (this is assuming they ain't been banned etc)
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yeah a wished i had learnd this much sooner a put the wife on the insurance after we got married and she saved me nearly £200 on the civic that was just as a additional driver ( i think her having 5 years driving past plus and 4 years no claims may have helped )
past plus although ive not done it ma self i know some who have and it can give u the equivilent of a year no claims ( although you will not get 1 NCB ) helpful if uve just passed you test