I'm guessing that the turbo will come with lower insurance though. I don't know if i should step up to the turbo and step it up again after that, but then i wouldn't really be able to mod it now or with the turbo without losing loads of money once i upgrade. I'll be 21 this month when i get insured on just the standard 1.8 gti, so any ideas as to when insurance might be "affordable" (in the loosest sense of the word
) if i were to get a vr6/turbo?