An insider look at Car insurance

Find out about car insurance

By knowing how the industry works you can get better payouts, cheaper premiums and know how to get claims settled more quickly.

An insider from the insurance industry gives us a in depth look at how insurance companies work.

Whiplash claims

Much has been made of recent developments relating to high insurance premiums. Insurers are citing a huge increase in the amounts they are paying out for injury claims. So lets look at this trend and see what we can all do to avoid high insurance premiums in the future.

It would appear that even small bumps can lead to whiplash claims plus there is an increasing trend of staged accidents which are set up soley to benefit from a whiplash claim.

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We look at how to get the cheapest car insurance.

It seems that when it comes to car insurance there are winner and then there are losers.

We will take a look at some of the factors used to calculate the premium and hopefully give a few ideas and insights on how to get the cheapest car insurance deal you can.

Insurers work in a similar way across the world but this article has been written based on 14 years of experience working within the UK insurance industry.

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Cheap Car insurance quotes for modified cars.

Here is a long overdue article on an often overlooked aspect of Car insurance. Car insurance – all policies state “Has the car been modified, altered or adapted from the manufacturers original specification or has it been tuned.

All insurers need to know if a car has been modified. The stats of the insurers generally show that modified cars are involved in more claims, not just accidents but there is a greater likely hood of the car being stolen.

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How do insurance companies calculate their prices?

How insurance calculate risk. "Insuring you get the best deal" How do insurance companies work out their premiums and why […]

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Todays featured car tuning articles

Low profile tires

Performance gains from low profile tires. We look at the pros and cons of fitting these and list the advantages and disadvantages of low profile tires.

Read the full guide...

ByteFlash Handheld DIY ECU mapping

DIY ecu mapping with ByteFlash
“Using the ByteFlash handheld ECU remapping device”

This is a review of the handheld ecu flashing device from ByteFlash.

It is a plugin tuning unit that flashes the ECU with a new map

Read the full guide...

Turbo tuning stage 1-3: Aftermarket OEM turbos upgrade kit.

TorqueCars look at the turbo upgrade options from larger turbos to hybrid turbos and examine the benefits and drawbacks of each option with suggestions on how to choose a suitable turbo upgrade and hit your tuning goals and aspirations.

The more power you want from a turbo the greater the amount of heat it will generate and the bigger the stress on the internal components.

Read the full guide...

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